The hardship program for cars is an auto loan hardship program that often allows you to defer payments, adjust your payment due date and even make reduced payments or even modify your auto loan.
You can contact your lender on your auto loan to find out how you can avoid defaulting on your auto loan when you experience financial hardships and are having trouble paying.
To get a hardship on a car loan, you need to speak to the auto lender and complete an application and provide documentation of financial hardship to apply for a payment plan or loan modification.
Lenders may charge fees for auto loan hardship programs although you may also end up paying more interest than you would originally have.
If you cannot afford your car payments anymore you should contact your lender as soon as you know that you won't be able to make payments.
And many lenders are willing to work with you to avoid repossession of your vehicle and get your payments under control.
The sooner you get in touch with your auto lender the more options your lender can usually offer.