How long does your report stay on chexsystems?

+1 vote
asked Sep 4, 2017 in Other-Finance by jittery11 (240 points)
How long does your information stay with chexsystems?

I had a checking account closed 4 years ago due to overdraft's. I haven't been able to get a new checking account yet due to this chexsystem report?

How long does chexsystems keep your information on file and how long will I have to wait before I can open a new checking account?

1 Answer

0 votes
answered Sep 4, 2017 by Larry S (42,350 points)
The report on chexsystems stays on file for 5 years so since it's been 4 years already you only need to wait another year before your report is removed from the chexsystems file.

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